🚫💳 Thinking about opening a new credit card while you’re applying for a mortgage? Think again. Here’s why it can derail your homebuying process: • Credit score drop – a hard inquiry can ding your score • New debt – even a small balance can raise your debt-to-income ratio • Underwriting delays – lenders will re-check your credit before closing Bottom line: 🏠 Wait until after you get the keys to open that new line of credit. Your future self will thank you! #MortgageTips #FirstTimeHomeBuyer #Ho
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