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  1. The Value of Employer-Sponsored Health Insurance: A Summary

    Apr 12, 2022 · Executive Summary Contrary to common criticisms, employer-sponsored insurance (ESI) provides significant value to beneficiaries and taxpayers far beyond the cost of the tax subsidy. …

  2. Primer: Employer-Sponsored Insurance - AAF

    Dec 14, 2021 · Executive Summary Employer-sponsored insurance (ESI) is the largest source of health coverage in the United States, covering the majority of the non-elderly population, and two-thirds of …

  3. The Value of Employer-Sponsored Health Insurance: A Summary - AAF

    Apr 12, 2022 · Key points: Contrary to common criticisms, employer-sponsored insurance (ESI) provides significant value to beneficiaries and taxpayers far beyond the cost of the tax subsidy. Employees …

  4. Why ERISA Is Worth Protecting - AAF

    Apr 12, 2024 · Yet ERISA, which is vital to the sustainability of ESI health plans, has faced serious threats from states and other legal challenges that seek to undermine the law’s greatest benefit: …

  5. Aug 2, 2012 · The ESI tax exclusion not only encourages overspending and overuse of medical services, but it is inherently an inequitable structure of the tax code. Public opinion, policy, and …

  6. Revisiting Employer-Sponsored Insurance - AAF

    Dec 17, 2021 · Back in August I wrote about the durability of the employer-sponsored insurance (ESI) system and concluded that although “[e]conomists and policymakers may think they have better …

  7. The Staying Power of Employer-Sponsored Insurance - AAF

    Aug 6, 2021 · The value of ESI is also less well defined; more data are needed on outcomes for those in ESI versus other types of coverage. The reality is that despite decades of health reform efforts, ESI …

  8. The Apple of My ESI - AAF

    May 19, 2023 · Beyond the clear advantages to the individual beneficiary, increased ESI options are a bulwark against the increasing federal control of health care. The left is constantly working to add …

  9. The Expensive, Unnecessary, and Flailing COBRA Subsidies

    Jun 4, 2021 · Job loss is a qualifying event that allows people to enroll in federally subsidized individual-market insurance coverage under the Affordable Care Act (ACA), but shifting tens of millions of …

  10. The Experimental Sites Initiative: Cost Benefit Analysis - AAF

    Jul 6, 2017 · The Experimental Sites Initiative allows the Department of Education to waive specific statutory or regulatory requirements for postsecondary institutions, to test the effectiveness of …