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  1. Debt collection - Consumer Financial Protection Bureau

    Oct 30, 2025 · Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.

  2. What should I do when a debt collector contacts me?

    Aug 2, 2023 · When a debt collector first contacts you about a debt, they are, in general, legally required to provide you with certain information about the debt during that initial communication or within five …

  3. What is a debt collector and why are they contacting me?

    Aug 2, 2023 · A debt buyer has bought the debt and is now collecting that debt themselves or by using other debt collectors. If the debt collector is contacting you for payment on a debt, there is certain …

  4. Debt collection know your rights - Consumer Financial Protection Bureau

    Dec 28, 2022 · Can debt collectors tell other people, like family, friends, or my employer, about my debt? What is harassment by a debt collector? Can a debt collector still collect a debt after I’ve disputed it? …

  5. Debt Collection: Know Your Rights - Federal Trade Commission

    Most legit debt collectors follow the rules, but bad debt collectors don't. They break the law. So if you get a call like this-- --If you don't pay, we will have you arrested and deported. Or this-- --This is your final …

  6. Debt collection key terms - Consumer Financial Protection Bureau

    Dec 28, 2022 · Debt collector Under the federal Fair Debt Collection Practices Act, a debt collector generally is a person or a company that regularly collects debts owed to others, usually when those …

  7. Debt collection basics - Consumer Financial Protection Bureau

    Dec 28, 2022 · Learn about debt collection, harassment, and more. Can a creditor refer my account to a collection agency before my debt is due? Do I have to be told before a debt is turned in to collections?

  8. Understand how the CFPB’s Debt Collection Rule impacts you

    Nov 30, 2021 · The CFPB issued rules clarifying how debt collectors can communicate with you. Here are five key things to know about these new debt collection rules.

  9. Debt Collection - Federal Trade Commission

    The Fair Debt Collection Practices Act protects consumers from abusive or harassing treatment by debt collectors and establishes guidelines for the industry. Is your company complying with the law?

  10. Debt Collection - Federal Trade Commission

    Jun 24, 2025 · The report recommended that government, industry, and others adopt significant reforms. View the debt collectors banned, by federal court orders, from participating in the business of debt …