There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

Life insurance provides financial certainty in situations where uncertainty carries the highest cost. At its core, life insurance exists to transfer financial risk away from individuals and families.

Life insurance comes in all shapes and sizes. Depending on your personal financial situation, long-term goals and beneficiaries, however, there may be one type that's more advantageous. Term life ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

See the tax advantages and downsides.

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Just as investments can be an integral part of your financial plan, so too can life insurance. Universal life insurance, in particular, offers a unique blend of insurance coverage and investment ...

Helping senior clients through estate planning requires a comprehensive strategy that includes consultations with their legal and tax advisors to ensure proper asset distribution, minimize tax ...

Any life insurance product, from term to universal life to whole life, shares a primary advantage; their death benefit is received by the beneficiary tax free, unless the policy owner breaks one of ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...