Too many investors ignore risk and volatility, and focus exclusively on growth. The efficient frontier illustrates a balanced approach to maximize growth with responsible risk. This chart can be used ...

Academic theory recommends very low investment risk near retirement, contrasting sharply with current target date fund (TDF) practices. Most TDFs maintain high-risk allocations—up to 90% in risky ...

Exchange-traded fund providers have flooded the market with all sorts of novel assets and strategies: single-stock ETFs, leveraged and inverse ETFs, and even spot bitcoin ETFs can be accessed through ...

Target date funds require modernization, as their 'set it and forget it' approach limits participant engagement and may expose investors to hidden risks. Integrating academic lifetime investing theory ...

There is a misconception that allocating portfolios is simply a matter of running portfolio optimization software to find the “efficient frontier,” or the highest expected return for the lowest level ...