The Idaho Legislature has introduced a bill that would require dental healthcare service plans to report their dental loss ratios. Under House Bill 729, the Idaho Department of Insurance would make ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

Health insurance consumers received roughly $1.5 billion in insurer rebates and cost savings last year though the health reform law’s medical loss ratio, but many health insurers boosted their own ...

As of August this year, the loss ratio for auto insurance at major non-life insurers was analyzed to be around 87%. According to the non-life insurance industry on the 22nd, the loss ratio for auto ...

People don’t like uncertainty. In times of change, however, the unknown dominates the landscape. For health insurance brokers, the new health care reform legislation has created uncertainty of ...

A new bill, sponsored by U.S. Rep. Mike Rogers (R-Mich.), would change the medical loss ratio in an effort to mollify health insurance brokers, according to a report from The Hill. The MLR, part of ...