Rising home values have led to significant equity gains over the past few years. As of 2025, homeowners hold an aggregate of over $30 trillion. A cash-out refinance allows you to tap into your home ...

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.15%. On a 20-year mortgage refinance, the ...

Falling mortgage rates in January 2026 pushed refinance volume up 50% and increased the VA lending share, per Optimal Blue data.

(NerdWallet) – When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want ...

The rate on a 30-year fixed refinance slipped to 6.16% today, according to the Mortgage Research Center. Rates averaged 5.27% ...