Lowering credit card rates to 10% would most help minimum payers, who face financial and psychological barriers that make ...

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

His declaration requires congressional approval to become law and could restrict some consumers' credit availability.

Last year, banks quickly raised interest rates to record levels and added new monthly fees on credit cards when a Consumer Financial Protection Bureau rule threatened a key revenue source for the ...

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...