With average credit card interest rates topping 22%, many consumers have found themselves deeper and deeper in debt.

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

There are many reasons why credit card interest rates are high. Here's what to know (and what to do in response).

The report indicated that analysts from Morgan Stanley recently wrote in a research note that — outside of Bread Financial ...

A report on recent federal interest rate proposals and their potential impact on the national financial infrastructure and consumer lending practices.

Legislation including the CARD Act of 2009 and Dodd Frank in 2010 piled on by increasing regulatory controls. Dodd Frank ...

Credit card interest can take a balance that seems manageable and make it balloon — sometimes into an amount that feels totally untenable. Part of the problem is how steep interest rates can be, often ...

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