The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

Pennie's loan marketplace evaluates borrowers on earning power and employment stability — not just credit scores. With 32 ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

VantageScore 4.0 is approved for conforming mortgages sold to Fannie Mae and Freddie Mac. The credit-scoring model uses alternative data, including trending credit card usage and payments for rent and ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

Agency's decision could make it easier for homebuyers to secure a mortgage. Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, ...

The most popular credit scoring model is the FICO® Score and if your FICO Score isn't where you want it to be, you may be able to boost it using the UltraFICO™ Score. With UltraFICO™, you can include ...

Only a tiny slice of Americans ever see a perfect 850 credit score, yet the habits that get them there are surprisingly ...