Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Most people know that applying for credit too much can hurt your score. Beyond that, however, few people really understand how credit inquiries affect (or don't affect) your credit score. In reality, ...

Soft credit checks won’t impact your credit score, but the same can’t be said of hard credit inquiries. Katie covered all things how-to at CNET, with a focus on Social Security and notable events.

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Every time you apply for a loan or credit card, lenders assess your credit history to gauge your financial reliability. However, there are two types of inquiries when it comes to credit. Some can ...