Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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Auto and homeowners insurance rates have surged this year. For motor vehicle insurance alone, we've seen an average premium increase of 12.7% from 2023 to 2024, according to the November Consumer ...

With insurance costs continuing to rise, lowering your rates has never been more important. Homeowners insurance alone has skyrocketed nearly 70% in the past five-and-a-half years. As a reporter who ...